| Virtually every business, institution
and public entity depends on equipment to keep operations going
and income flowing. Today, equipment breakdown is a more common and
greater risk. Most equipment now contains sensitive and fragile
technology that is easily damaged. More equipment is mission critical
so breakdowns bring operations - and income - to a halt. And increased
system complexity and interdependency mean a breakdown elsewhere can
impact you. Yet standard property insurance excludes the risks unique
to equipment. All businesses need equipment breakdown insurance, review
the following to learn more.
Equipment breakdown (formerly called "boiler and machinery")
insurance covers many types of equipment. Click on
Five Easy Pieces for a quick
overview of the primary types of equipment and risks covered by
equipment breakdown insurance.
For an at-a-glance guide to equipment exposures for different types
of businesses click HSB IQ
Equipment Exposures.
HSB's equipment breakdown insurance covers much more than standard
"boiler and machinery" policies. Read Coverage
Components for a concise overview of equipment breakdown insurance.
Equipment is changing. So are the risks. Click on Changing
Equipment Risks to review the reasons why equipment breakdown
insurance is now essential to every business.
As a part of our equipment breakdown insurance, HSB provides inspection
services for boilers and pressure vessels as required by state or
local jurisdictions.
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