Select Quote for more information and immediate quote and payment options.

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Call our experienced agents for a quote through one of the many companies we represent. We help before you buy to find the best combination of price, coverage, and service for auto, home, and busiess insurance.

Serving Dallas/Fort Worth and all parts of Texas (TX) since 1952. (reprint August 24, 1952)

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Workers’ Compensation

Workers’ compensation coverage generally applies if the employee was injured or became ill because of the type of job they have and in the course of performing that job. Every state has its own workers’ compensation insurance laws and regulations that govern the coverage available. –Read More–

Claims

Every situation will be evaluated on a case-by-case basis. If you believe you have had a loss, file a claim by calling your agent or the insurance carrier direct.

Premium Billing and Audits

We understand that many individuals and businesses are facing a significant financial burden due to COVID-19. To help ease that burden, many insurance companies have expanded billing relief for customers across Business Insurance, Bond & Specialty Insurance and Personal Insurance.

We’re committed to working with you and your customers during these challenging times.

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Report all claims that you suspect may be work related immediately.

Reported illnesses have ranged from mild symptoms to severe illness and death for confirmed cases of COVID-19 disease. The following symptoms may appear two to 14 days after exposure:
• Fever
• Cough
• Shortness of breath

Coronavirus (COVID-19) frequently asked questions for employers, provided by Texas Mutual Insurance Company

For additional coronavirus resources, including safety and claim information, visit the Texas Mutual blog.

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Why are my premiums going up?

Answer:

The cost of your homeowners insurance is going up in Texas, as it is across the country. Many factors can affect that cost, such as the deductible you select, the quality of your insurance coverage and the increasing value of your home; however, it is clear that rates are increasing for many customers. 

Did you know:

-In the last five years, Texas has experienced losses from all five major catastrophes:  hurricanes, wind and hail, floods, wildfires and earthquakes.

-The average property loss per homeowners policy in Texas is greater than the average premium in other states.

-According to the Texas Department of Insurance, thirty-five states have experienced average premium increases higher than Texas.

-According to the Texas Department of Insurance, the property insurance industry has been less profitable in Texas than it has been countrywide.

-Over the past sixty years, Texas has had the highest number of Federal Disaster Declarations.

We strive to find the best coverage for you at the lowest possible cost, but if you have questions about what you can do to decrease your premium, please call us.

This article was prepared and made available to your agent by the Independent Insurance Agents of Texas, which is solely responsible for its content. Please read your insurance policy. If there is any conflict between the information in this article and the actual terms and conditions of your policy, the terms and conditions of your policy will apply. The Independent Insurance Agents of Texas is a non-profit association of more than 1,500 insurance agencies in Texas, dedicated to helping its members succeed, in part by providing technical resources that explain insurance policies sold to their customers.

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Whether you are building a new home or remodeling your current home, there are some important insurance issues to consider. The homeowners insurance policy covering your existing home provides some coverage in these situations, but you may need some changes to your policy or additional policies.

Read More ….

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https://www.tdi.texas.gov/takefive/scooter-insurance.html

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Read More …

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Public Wi-Fi spots are everywhere these days. They’ are convenient, especially when you’’re on the go, but they could also leave your information vulnerable. Here are some tips from The Hartford Steam Boiler Inspection and Insurance Company on how to use public Wi-Fi safely.

Link – How to Be Safer When Using Public Wi-Fi

Contact our office if you’re interested in protection for Commercial Equipment Breakdown, Data Compromise and Identity Recovery Insurance. 

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Basics of Homeowners Insurance

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