Insurance coverage questions amid the COVID-19 pandemic

Business Interruption

Business interruption coverage covers losses that result from direct physical loss to property. Generally, a virus doesn’t cause physical loss to property, but every situation will be looked into on a case-by-case basis. We encourage you to review your specific policy language. –Read More–

Workers’ Compensation

Workers’ compensation coverage generally applies if the employee was injured or became ill because of the type of job they have and in the course of performing that job. Every state has its own workers’ compensation insurance laws and regulations that govern the coverage available. –Read More–

Claims

Every situation will be evaluated on a case-by-case basis. If you believe you have had a loss, file a claim by calling your agent or the insurance carrier direct.

Premium Billing and Audits

We understand that many individuals and businesses are facing a significant financial burden due to COVID-19. To help ease that burden, many insurance companies have expanded billing relief for customers across Business Insurance, Bond & Specialty Insurance and Personal Insurance.

We’re committed to working with you and your customers during these challenging times.

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Sheaner Insurance Agency March 28th, 2020

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