Independent Property & Casualty Insurance Agent in Texas 70 years experience providing insurance solutions
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Convenience and Personal Service of an Independent Agent

Automobile, RV and Motorcycle

Car, Automobile, Motorcycle, RV Insurance

Get Quote for car insurance.

Learn More about commercial and personal insurance

Home & Renters

home, dwelling, renters insurance

Get Quote for home and rentors insurance.

Learn More about apartment, dwelling, home, rentals insurance


Commercial Insurance for indivdual and business

Get Quote for commercial and business insurance.

Learn More about automobile, workers compensation, property and liability insurance





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Application – Personal Auto

Application – Business Auto

Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident.

If you buy insurance to meet the state’s financial responsibility law, you must buy at least the minimum amount. The current minimum liability limits are $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage.

Because of car prices and the high cost of medical care, the minimum amounts might not be enough to pay all of the other driver’s costs if you’re in an accident. Other drivers could sue you to collect the difference. Consider buying more than the basic limits to protect yourself financially.

Liability insurance doesn’t pay to repair or replace your car or to treat your injuries. Consider buying other types of coverage – such as medical payments, collision, and comprehensive – to pay for these expenses.

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Personal Auto

  • UBI – User Based Insurance with personalized rates pu Safe Driver Advantage
  • SnapShot – mileage based discounts
  • GAP Insurance
  • Paid In Full Discount
  • Multi-Car Advantage
  • Early Quote Advantage
  • Multi-Policy Discount
  • Hybrid Vehicle Discount
  • Good Student Discount
  • Student Away at School Discount
  • Home Ownership Discount
  • New Car Discount
  • Accident Forgiveness
  • Mexico Trip Insurance

Business Auto

  • Service Vehicles
  • Utility Trailers
  • Trucks
  • Long Haul
  • Hired & Non-Owned Automobiles


  • Motorcycle
  • RV
  • Boat
  • Campers

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Travelers, Safeco, The Hartford, Kemper, Progressive, Foremost, Infinity