Independent Property & Casualty Insurance Agent in Texas 68 years experience providing insurance solutions
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(214) 823-3003

Convenience and Personal Service of an Independent Agent

Automobile, RV and Motorcycle

Car, Automobile, Motorcycle, RV Insurance

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Home & Renters

home, dwelling, renters insurance

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Learn More about apartment, dwelling, home, rentals insurance


Commercial Insurance for indivdual and business

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Learn More about automobile, workers compensation, property and liability insurance





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Car Insurance for Texas drivers
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Renters Legal Liability (RLL) program that enables you to verify residents are in compliance with their legal obligation to indemnify the property owner for damage caused by negligent acts of the tenant or their guests.  
Most standard lease agreements require residents to provide $100,000 of property damage liability protection. The RLL® proprietary software program provides delivery, monitoring, and reporting systems that manage the entire process. Unit enrollment may be reported to RLL® via your property management software system or online through the standard administration process. As part of the RLL® service you will receive the training and support needed to make these transactions a seamless process.
Benefits to the Landlord:

  1. Easily monitor and verify that residents fulfill their legal indemnification obligations within their lease agreement
  2. Decrease potential claims reported to your property & casualty insurance carrier up to $100,000 for the five named perils; fire, smoke, explosion, water discharge, and sewer backup.
  3. Partially offset your policy deductible when building damage is caused by tenant’s negligence
  4. Reduce insurance loss ratios, increasing insurability, and contributing to the bottom line
  5. Increases asset valuation
  6. Convenient month-to-month contracts

Benefits to the Tenant:

  1. Waives the tenant’s contractual obligation specified in the lease to reimburse the manager/owner from damage caused by fire, smoke, explosion, water discharge and sewer back.
  2. Protects against loss of tenant’s personal property due to fire, smoke, explosion, water discharge, and sewer backup up to $15,000

Case Studies

This program is available to property managers or owners with 50 or more multi-family units and/or single-family dwellings under management.

Call if we can provide additional information.