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When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season.

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January 27th, 2017

Posted In: Insurance Tips

Having a car emergency kit in your car is sort of like having good insurance. You hope you’ll never need it—but boy are you glad it’s there on road trips if you have an accident or need to help others.

If you become stranded, it can be critical to have the right supplies to speed up being rescued, say driver-safety experts. This is especially true in winter weather, when having the right supplies could also mean your survival.

It’s easy to be prepared for road trips. Auto emergency kits with most of these essentials cost $30 to $100 at stores that sell auto accessories. But you can also assemble your own car emergency kit. To be ready for any roadside emergency, here’s what you should include.

What Belongs in the Trunk

Use a sturdy canvas bag with handles or a plastic bin to store your auto emergency kit, and secure it so it doesn’t roll or bounce around when the car is moving. Include the following:

  • Flashlight and extra batteries
  • Cloth or roll of paper towels
  • Jumper cables
  • Blankets
  • Flares or warning triangles
  • Drinking water
  • Nonperishable snacks, such as energy or granola bars
  • Extra clothes
  • First-aid kit
  • Basic tool kit that includes, at minimum, flat-head and Phillips screwdrivers, pliers, and adjustable wrench

Winter Add-ons

Inventory your items in the winter and spring, and include these six items before the winter months:

  • Window washer solvent
  • Ice scraper
  • Bag of sand, salt, or cat litter, or traction mats
  • Snow shovel
  • Snow brush
  • Gloves, hats, and additional blanket

Glove Compartment

Not all emergency equipment should be behind the backseat or in the trunk. Here are three essential items to stow within the driver’s reach:

  • Mobile phone
  • Phone charger
  • Auto-safety hammer (some have an emergency beacon and belt-cutting tool, too)

Call Us

Contact one of our agents at the Sheaner Insurance agency for a Quote or to help with your risk management plan.  Also consider our agency when renewing your personal home, auto, boat, motorcycle and umbrella coverages.  With more than 65 years in business we are able to provide great service, pricing and convenience with the many fine insurance carriers we represent.

January 16th, 2017

Posted In: Articles