Independent Property & Casualty Insurance Agent in Texas 65 years experience providing insurance solutions
Facebook insurance agent LinkedIn insurance agent
(214) 823-3003


Home, Auto and Business Insurance

Automobile, RV and Motorcycle

Car, Automobile, Motorcycle, RV Insurance

Get Quote for car insurance.

Learn More about commercial and personal insurance

Home & Renters

home, dwelling, renters insurance

Get Quote for home and rentors insurance.

Learn More about apartment, dwelling, home, rentals insurance

Commercial

Commercial Insurance for indivdual and business

Get Quote for commercial and business insurance.

Learn More about automobile, workers compensation, property and liability insurance

Name

City

Email

Phone

Type of Insurance Requested

Submit Service Request
Texas Only
Car Insurance for Texas drivers

Convenience and Personal Service of an Independent Agent

car insurance agent texas quoteBuy home, auto or business insurance from Sheaner Insurance Agency. Experience the Convenience and Personal Service of an Independent Insurance Agent. The Herbert M Sheaner Jr Insurance Agency offers car, home, flood and business insurance of all kinds. Serving Dallas and all parts of Texas (TX) since 1952. (reprint August 24, 1952)

Independent insurance agent specializing in insurance and risk management. We help before you buy to find the best combination of price, coverage, and service for auto, home, and commercial insurance. Call our experienced agents for a quote through one of the many companies we represent.

Read More About Your Agent

Se Habla Español

Recommend Sheaner Insurance Agency Independent Insurance Agent Texas for car home business

testimonials

five 5 star Google Reviews insurance agent

More Testimonials and Reviews…

Call or Visit our office for a personal review of your existing coverage or browse through the tabs at the top for more informative articles, insurance tips and recommendations or to request a quote.  Start in the Car Insurance section to learn more about personal automobile and business insurance for commercial use vehicles.  In the Property Insurance area you will find valuable information about Homeowners, Renters and Flood insurance.  Look in Business Insurance for Workers Compensation, General Liability and Package policies for retail stores, manufacturing, office and warehouse buildings, apartments, artisan contractors, churches and more.  Specialty Programs include Bounce House Rentals, Vendors, Special Events, Sports Camps & Clinics, Automobile Salvage Yards.

Contact us today for a quote

Question:

Why are my premiums going up?

Answer:

The cost of your homeowners insurance is going up in Texas, as it is across the country. Many factors can affect that cost, such as the deductible you select, the quality of your insurance coverage and the increasing value of your home; however, it is clear that rates are increasing for many customers. 

Did you know:

-In the last five years, Texas has experienced losses from all five major catastrophes:  hurricanes, wind and hail, floods, wildfires and earthquakes.

-The average property loss per homeowners policy in Texas is greater than the average premium in other states.

-According to the Texas Department of Insurance, thirty-five states have experienced average premium increases higher than Texas.

-According to the Texas Department of Insurance, the property insurance industry has been less profitable in Texas than it has been countrywide.

-Over the past sixty years, Texas has had the highest number of Federal Disaster Declarations.

We strive to find the best coverage for you at the lowest possible cost, but if you have questions about what you can do to decrease your premium, please call us.


This article was prepared and made available to your agent by the Independent Insurance Agents of Texas, which is solely responsible for its content. Please read your insurance policy. If there is any conflict between the information in this article and the actual terms and conditions of your policy, the terms and conditions of your policy will apply. The Independent Insurance Agents of Texas is a non-profit association of more than 1,500 insurance agencies in Texas, dedicated to helping its members succeed, in part by providing technical resources that explain insurance policies sold to their customers.

September 12th, 2019

Posted In: Articles

Tags:

We are building a new home [or remodeling our existing home]. Do we need any additional insurance coverage for this project? That is a great question, and one that our customers ask frequently.

Whether you are building a new home or remodeling your current home, there are some important insurance issues to consider. The homeowners insurance policy covering your existing home provides some coverage in these situations, but you may need some changes to your policy or additional policies.

Read More ….

July 17th, 2019

Posted In: Articles

Tags:

Are you tempted to take a ride on an electric scooter rental? Here are a few things you should know about insurance before you take off. Check out these tips offered by Texas Department of Insurance

https://www.tdi.texas.gov/takefive/scooter-insurance.html

March 14th, 2019

Posted In: Articles

Tags:

Loan or Lease gap insurance, you may have heard of it; if you finance or lease your vehicle and it gets totaled, loan/lease gap coverage can cover the difference between the current value of your vehicle and what is owed on it.

Read More …

 

 

 

April 18th, 2018

Posted In: Articles

 

Public Wi-Fi spots are everywhere these days. They’ are convenient, especially when you’’re on the go, but they could also leave your information vulnerable. Here are some tips from The Hartford Steam Boiler Inspection and Insurance Company on how to use public Wi-Fi safely.

Link – How to Be Safer When Using Public Wi-Fi

 

Contact our office if you’re interested in protection for Commercial Equipment Breakdown, Data Compromise and Identity Recovery Insurance. 

April 11th, 2018

Posted In: Articles

Click on image to play short Video
Basics of Homeowners Insurance

Request a Quote

Application

Fax completed form to (888) 607-7154

 

February 27th, 2018

Posted In: Articles

If you suffered property damage or loss directly caused by Hurricane Harvey, you are urged to register with the Federal Emergency Management Agency (FEMA) and apply for disaster assistance – even if you have insurance. Help may be available for uninsured or underinsured losses or when insurance claims are not promptly settled.

Read More …

 

 

 

September 13th, 2017

Posted In: Articles

Are you prepared for a hurricane? Follow this checklist to stay safe and protect your home from a tropical storm or hurricane.

Build an emergency kit

Be ready for anything! Check out this list of recommended items: http://www.ready.gov/kit

Develop a family disaster plan.

FEMA’s Ready Kids Program gets the whole family involved in preparation. http://www.ready.gov/kids 

Mobile-App

Check out this free mobile app award-winning app that helps you, your family, and even your pets prepare to safely get out of harm’s way before trouble starts. Use preloaded checklists to discover key mitigation and preparation steps, or create your own lists from scratch. Either method lets you set due dates, chart progress, and include notes, contact lists, and other information—and share your checklists with family and friends: Know Your Plan

August 24th, 2017

Posted In: Articles

Should apartment owners require tenants to have their own insurance coverage?

It is becoming more common for landlords to require tenants to have Renters insurance.  It is often written into the lease agreement in many of the larger apartment communities.  Tenant Homeowners, or Renters Insurance, is good for both owner and tenant;

Benefit to the Landlord:

  1. Adds a layer of protection to mitigate lawsuits involving tenant negligence
  2. Additional living expenses contained the Renters policy lessens the likelihood that you will need to provide temporary housing or reimburse expenses
  3. Reimburses your policy deductible when building damage is caused by tenant’s negligence

Benefit to the Tenant:

  1. Protects against loss of personal property due to fire, theft, vandalism or smoke
  2. Provides personal liability coverage worldwide
  3. Can be bundled with Automobile policy to reduce cost for both policies

Renters insurance is very affordable for most people with policies as low as $150/year.  Your tenants can easily obtain a quote by calling us direct or completing a simple online quote request form at SheanerInsurance.com.

Additional information about benefits of requiring tenants to maintain Renters insurance can be found at https://www.landlordology.com/5-benefits-renters-insurance/

May 14th, 2017

Posted In: Business Insurance

Tags:

When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season.

Read More

January 27th, 2017

Posted In: Insurance Tips

Next Page »