Barber Shop, Beauty Parlor or Hair Stylists Insurance

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Barber Shops – Establishments engaged in cutting, trimming, and styling boys and men’s hair; and/or shaving and trimming men’s beards.

Beauty Shops – Establishments engaged in cutting, trimming, shampooing, weaving, coloring, waving, or styling hair;  applying makeup; providing facials, makeovers, body waxes and manicures/pedicures and the sale of a variety of grooming aids. This classification also includes Nail Salons. Face and/or neck massages other than heat or water massages are permitted when incidental to other Beauty Parlor/Hair Stylist or Nail Salon activities.

• Beauticians And Barbers Professional Liability  – Available option with package quote

• Accounts receivable coverage – Provides insurance against losses caused by damage to records, which may prevent the business owner from collecting money owed by customers.

• Business income loss protection – Insurance protection against loss of income for up to 12 months, and pays the full cost of necessary extra expenses to help businesses stay in business.

• Employee dishonesty coverage – Available in amounts from $10,000 to $250,000 to help protect from dishonest acts of employees.

• Electronic data processing equipment coverage – A base level of coverage is built into the policy. There is the option to increase that level or schedule high-value items separately.

• Business personal property coverage – Insurance protection against losses concerning the property of other people while it is in the care, custody and control of the business.

• Tools and equipment coverage – Insurance against losses concerning owned, borrowed, rented or leased tools and equipment.

Travelers, Progressive, The Hartford, Infinity, Kemper Specialty, USAssure, Personable, Foremost, Safeco